Dangerous parking lots can be a big liability for businesses in winter. In order to protect your business from liability, you’ll need to ensure that your parking lot is as safe as possible, and your insurance coverage is up to date. The following tips will help.
Use Proper De-Icing Salt for the Temperatures
De-icing salts have a minimum temperature requirement. If you use de-icing salt at a time when the temperature outside falls below the salt’s minimum temperature, the salt will do nothing to melt the ice.…
If you have been caught and convicted for driving without insurance or another serious traffic citation, there is a chance that a judge has ordered that you carry SR-22 insurance in order to keep your driver’s license or in order to get it back after a suspension. This is not actually a different type of car insurance at all – instead, it is an obligation for your insurance company to submit certain paperwork to your state’s Department of Motor Vehicles that states that you carry constant insurance on your vehicle.…
You can purchase insurance to cover just about anything. Health insurance will cover you when you need heath care, car insurance covers you in the case of an accident, homeowner’s insurance will cover you in case your home is damaged, and life insurance will pay out your beneficiary in the case of your death. This article will provide you with information on how insurance works and how you can get better rates.…
Did you finally take the big step of buying your first house? It is important for you to have financial backup through an insurance policy, as you can never predict when problems might occur in the future that can send your investment down the drain. Discover below why spending a little money on home insurance is a worth investment that offers an array of benefits.
Why is it Ideal for a New Homeowner to Get Insurance?…
Home insurance can be an invaluable resource to have as a homeowner due to the numerous problems that can occur during daily life, but it can also be useful even before you move in. Remodeling before moving in is a fairly common practice, especially if the home is currently not livable due to the need for fixing the electricity or plumbing. If your home will be vacant during the remodeling projects, consider some of the benefits of getting home insurance.…
The birth of a child is an amazing event for his or her parents, but it also brings about an immense amount of responsibility. When a new child is welcomed into the world, the parent’s have to make important decisions to ensure that the baby is properly taken care of through his or her childhood into adulthood. No one knows what is going to happen tomorrow, next week, or next year, so it is important for new parents to make provisions in the event that either parent does not live until their child reaches adulthood.…
Owning a classic car can be a wonderful way to enjoy the design and beauty of a classic car. These cars require insurance just like other ones, but if you have only recently purchased a classic car, you may not be particularly informed about the insurance policies for these cars. If you are in this situation, you may benefit from having the following few questions answered before you have the information you need to properly protect this investment.…
Home insurance coverage can help you in a number of situations, but there may be some coverage options that are available but not already added to your coverage plan. Below are three common policy additions that are useful but not usually a default option.
1. Personal Valuables Coverage
While your home insurance may compensate you for some property that is stolen or damaged, there is usually a limit – one that wouldn’t even be close to covering the cost of valuables such as jewelry, family heirlooms, and the like.…
Purchasing car insurance is a vital part of owning a car, mostly because it can protect you financially in the event of an accident. However, most policies do not offer much in the way of protection if your car is damaged outside of an accident. In that situation, you will want to supplement your basic insurance policy with underinsured motorist and comprehensive coverage.
Underinsured Motorist
Being involved in an auto accident is a horrible experience, but being involved in an accident with someone who has little or no car insurance can make the experience even worse.…
Like most things in life, the right answer always depends on variables. Should you have insurance on your boat? Most definitely. But the real question is, should you purchase a separate insurance policy, or is your boat sufficiently covered under your homeowners insurance policy?
Ultimately, you’ll end up having to talk to your insurance agent at some point, but read on below to prepare yourself to answer some inevitable questions.…
