When your child becomes old enough to get their license, you need to start talking to your insurance agent about how to get the best rate when adding your child to your insurance policy. Teens cannot get their own insurance policy because they are not old enough to be legally bound to a contract. The guide below walks you through a few things to ask the agent to ensure that you can get the best rate that you possibly can for your child.…
Whether a client is coming to you for a new life, home or even commercial health insurance plan, pairing them with a plan that fits their needs and budget can be a massive undertaking. An insurance wholesaler can help. Working as somewhat of an intermediary, insurance wholesalers work directly with several insurance companies to help you find the plans your customers need. This relationship can prove to extend a number of benefits to you and your clients.…
Auto insurance is incredibly important to carry at all times. You never know when you could be in a car accident, and just a simple car accident could cost you thousands of dollars, which is why you must always have insurance. However, just because you need to carry insurance doesn’t mean that you need to pay too much money for the insurance. Here are some things that you can do to keep your premiums lower.…
If you are like many homeowners, you pay your mortgage and homeowners insurance every month and hope that you will never need to file a claim but enjoy knowing you are covered if an emergency situation occurs. Unfortunately, your dog that guards your home in your absence and enjoys long walks each morning could result in your policy being dropped and unapproved claims if the insurance company considers your canine to be of an aggressive or vicious breed.…
Building a home requires making a lot of choices and decisions, but if you make the right decisions you can lower your costs as a homeowner. If you want to keep living costs low after the project is complete and it’s time to move into the property, you want to meet with the right professionals so you can pick out the right materials and insurance policies. Here are a couple of important things you want to do before you build, so you can save money later one.…
Auto insurance rates aren’t exactly all the same. The average cost is $1,222 a year. You’re looking for affordable insurance, and you’re getting quotes that vary from one end of the spectrum to the other. Now what? You could toss out those top-end quotes right away. But, the ones that are super-low may not give you all the coverage you want or need. What you need right now is a combination of the best rate with the best coverage (for your individual needs).…
Birthday parties can leave you feeling more like you looked up recipes for disaster than birthday cake. With the worries that the guest of honor may have about getting another year older, the dynamic personalities of guests, the unpredictable element of drinking, and the heightened emotions around the celebration, it can be ripe for problems in all directions. Luckily, having homeowner’s insurance can protect you against some of the more devastating consequences of hosting a birthday party in your home.…
According to the National Geographic, most (80 to 90%) of the environmental impact of a car comes from its fuel consumption and emissions. This means you can reduce your car’s impact on the environment by reducing its fuel consumption and emissions. Doing that may also benefit you in the form of car insurance rates; here are five ways in which that may happen:
Hybrid or Electric Car Discounts
Electric or hybrid cars don’t consume as much fuel as conventional gasoline cars.…
Many things affect auto insurance rates; this means what works for one person (in terms of reducing the cost of coverage) may not work for another. Therefore, every motorist should look at their unique circumstances to see how they can qualify for some savings or discounts. For example, if you have a large family, you can use the following tips to enjoy low auto coverage rates:
Combine and Bundle Policies…
Home insurance discounts come in various shapes and sizes. As a new homeowner, there are some discounts you can enjoy without doing anything much, and you can enjoy them from your first policy purchase. Here are four examples of such discounts:
Ask for a New or Renovated House Discount
If you have just bought a new house, you may be eligible for new house discounts offered by many insurers. These discounts are available because insurers believe that new or renovated homes are less likely to experience damages than their older counterparts.…
