If there has been a natural disaster, theft, vandalism, or other peril that caused damage to your home, you should not delay filing the claim. As soon as you have dealt with any necessary actions or police reports, you should begin gathering documentation that details what happened to your home and begin filling out the claim paperwork. Remember that there is a statute of limitations for claims, and if you wait too long, your homeowner’s insurance company can deny the claim.…
Are you a new driver and about to purchase a vehicle? Before you can take a vehicle out on the road, you must make sure that you have some kind of auto insurance, like from Axiom Insurance Agency, coverage in case you are involved in a collision. In this article, discover the importance of having auto insurance coverage and what your options are.
What Makes Having Auto Insurance Important?
The main reason you should get auto insurance coverage is because it is against the law to operate a vehicle without it.…
Are you renting your home? Do you have insurance? One thing that many renters do not know is that they have no protection against flood, fire, theft and liability unless a renter’s insurance policy is taken out. Here, you will learn about the different types of renter’s insurance that you should give careful consideration.
Basic Renter’s Insurance
The basic renter’s insurance policy will protect you from many of the damages that you could suffer.…
It’s natural to have lots of questions about auto insurance when taking out a policy. But you don’t always think of every possible scenario at the time you’re talking to the insurance agent. Some questions you might not even think about until that particular situation arises. Still, it helps to know where you stand beforehand.
Questions about insurance coverage for which you need the answers but don’t immediately think to ask:…
One of the toughest things for prospective boat owners to figure out is just how much it will cost to operate a boat. The truth is, the amount you pay for the boat is just the tip of the iceberg when it comes to overall cost. Because you’re spending so much time and energy on your seafaring vessel, finding the right insurance is essential. To make sure you’re getting the most bang for your buck, check out these frequently asked questions about boat insurance.…
If you are like many people, you struggle with the cost of auto insurance. But, the problem is you have to have it, there’s no getting around it. So what you need to do is be diligent on searching for a cost that you can afford, as well as obtaining the necessary coverage that you need. And if you have a teenage driver in your home, the cost of insurance will be significantly higher.…
While your age plays a big part in how much money you pay for car insurance, you unfortunately do not have any control over it. If you are looking for a way to lower the cost you pay for car insurance, consider doing it in one of these 5 ways.
Change The Car That You Drive
An insurance company assesses each vehicle differently when coming up with your insurance premium. They use data such as how frequently a car is stolen, the cost of new parts, and crash test ratings.…
When your home is obliterated by fire, extreme weather, or other unfortunate event, it’s natural that your thoughts will turn towards recouping your losses. Although your homeowner’s insurance will typically cover the damage, you may be in for an unpleasant surprise when you get the insurance check. Here’s what you need to know about two methods insurance companies use to calculate your settlement.
Replacement Cost vs. Cash Value
Property insurance providers use a number of different processes to calculate how much they are going to pay on your claim.…
Understanding all of the coverages listed on the declarations page of any type of insurance can be difficult to accomplish, especially if it’s tens of pages long. Who has time to read through it all? A good insurance agent will make sure you’re aware of everything you’re covered for and important exclusions stated on your policy, but even an agent doesn’t have enough time to go down the list and discuss everything.…
