Commercial insurance, in the truest sense, covers only businesses that operate in the usual way. You have to have customers or clients, have products or services that fill the needs of customers or clients, and have office spaces or stores from which to sell these goods. Yet, does that not also apply to farmers and their farms? They have goods and create products that consumers want, and farmers work from a home office, right?…
Once you have gone through the process of finding and financing a home, you may feel like the hard part is over. However, there are some trip ups that can happen on the way that makes things difficult for you to live inside of your home. If you apply for homeowners insurance for your house, you may be surprised to find a denial. There are a number of reasons why you could be denied homeowners insurance and there are some things that you can do to fight the ruling.…
If you plan on renting an apartment or home, then you’ll need a policy that covers your belongings in the event of a fire, burglary, or any other type of loss. Unfortunately, too many renters feel that a renter’s insurance policy is unnecessary. In 2015, the Insurance Information Institute found that only 40 percent of polled renters had renter’s insurance, compared to 95 percent of homeowners who had homeowner’s insurance.…
Protecting your business from legal risks is imperative for every business owner and general manager. While commercial insurance policies are extremely valuable, they are also highly complicated, which may interfere with your ability to make a sound judgment about a policy. As a result, there are some fairly common concerns that business owners and managers might have when it comes to these policies.
Do You Need More Than Liability Coverage For Your Commercial Auto Insurance Policy?…
If you have a livestock herd, chances are good that you might have heard of livestock insurance, which is designed to cover your herd in the event of a devastating storm, theft and more. However, you might not have ever thought about purchasing it. These are a few signs that you might want to reconsider and talk to an insurance agent about your livestock insurance options.
1. You Rely on Your Livestock for Your Primary Income…
One of the ways to have the peace of mind you need on a daily basis is knowing your family will be financially protected when you die. This can take the right amount of effort to achieve, and you’ll want to be sure to do the ideal amount of research when it comes to buying life insurance. However, knowing some tips that can assist you in making the right decision is sure to be ideal.…
Winter has settled in and before you know it, spring will be here. With spring comes warmer temperatures and an increased risk for heavy storms. Make sure your home is ready for this inclement weather. Although you can’t prevent or avoid harsh weather, you can take measures to minimize damage to your property. Here are some tips to get you started.
Double-Check Your Insurance Policy
Take some time to review your policy.…
Improvements in both transport and technology systems have made it possible to run a business at home. The fact that these improvements make it possible to carry out business without the need for a sizable workforce further makes it way more attractive to opt out of the must-have-an-office-space path.
However, one thing that these improvements do not do away with is the need for business insurance. Why? Because most home insurance plans usually limit their coverage to a home.…
