How Large Families Can Keep Their Auto Insurance Rates Low

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Many things affect auto insurance rates; this means what works for one person (in terms of reducing the cost of coverage) may not work for another. Therefore, every motorist should look at their unique circumstances to see how they can qualify for some savings or discounts. For example, if you have a large family, you can use the following tips to enjoy low auto coverage rates: Combine and Bundle Policies…

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Four Insurance Discounts New Homeowners Can Enjoy With Ease

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Home insurance discounts come in various shapes and sizes. As a new homeowner, there are some discounts you can enjoy without doing anything much, and you can enjoy them from your first policy purchase. Here are four examples of such discounts:  Ask for a New or Renovated House Discount If you have just bought a new house, you may be eligible for new house discounts offered by many insurers. These discounts are available because insurers believe that new or renovated homes are less likely to experience damages than their older counterparts.…

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Why Commercial Insurance Doesn't Cover Farmers and Insurance Products That Do Cover Farms

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Commercial insurance, in the truest sense, covers only businesses that operate in the usual way. You have to have customers or clients, have products or services that fill the needs of customers or clients, and have office spaces or stores from which to sell these goods. Yet, does that not also apply to farmers and their farms? They have goods and create products that consumers want, and farmers work from a home office, right?…

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