So many car insurance companies now offer “loyalty” discounts, but what exactly does that mean? Would you want to wait around for years on end for discounts on your monthly premiums, and is it really worth it? Let’s take a closer look at these discounts and how to determine if they are worth sticking around for.
The Discount Details
Loyalty means that you stick with someone or something for a very long time.…
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You have just discovered the most horrific growth you have seen before growing under your sink. You know black mold (Stachybotrys chartarum) is dangerous, but you aren’t sure how to get rid of it safely. You also aren’t sure how expensive the mold-removal process will be. In this situation, it is normal for you to wonder whether or not your homeowner’s insurance will help cover the cost.
Mold Growth
Toxic black mold can grow in your home and is hazardous to you and your family because it produces toxins called mycotoxins.…
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The rates you pay for your auto insurance are determined by many things, but the main factor is risk. An insurance company will not offer a quote to you until they determine what risk category you are in, and a huge factor that affects your risk level is your age. Insurance companies track age with tickets, accidents, and claims; and through this, they have determined that a person’s age has a lot to do with the probability that an accident will or will not occur.…
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