Home insurance coverage can help you in a number of situations, but there may be some coverage options that are available but not already added to your coverage plan. Below are three common policy additions that are useful but not usually a default option.
1. Personal Valuables Coverage
While your home insurance may compensate you for some property that is stolen or damaged, there is usually a limit – one that wouldn’t even be close to covering the cost of valuables such as jewelry, family heirlooms, and the like.…
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Purchasing car insurance is a vital part of owning a car, mostly because it can protect you financially in the event of an accident. However, most policies do not offer much in the way of protection if your car is damaged outside of an accident. In that situation, you will want to supplement your basic insurance policy with underinsured motorist and comprehensive coverage.
Underinsured Motorist
Being involved in an auto accident is a horrible experience, but being involved in an accident with someone who has little or no car insurance can make the experience even worse.…
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Like most things in life, the right answer always depends on variables. Should you have insurance on your boat? Most definitely. But the real question is, should you purchase a separate insurance policy, or is your boat sufficiently covered under your homeowners insurance policy?
Ultimately, you’ll end up having to talk to your insurance agent at some point, but read on below to prepare yourself to answer some inevitable questions.…
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